How to Add Money to a Visa Gift Card
If you have a Visa gift card you want to add money to, there are a few ways you can do it. You may even be able to get cash back from your purchases!
Reloading your card through a merchant’s website is one of the easiest ways to do it. Simply enter your payment information and have money transferred from one of your accounts onto the gift card at regular intervals.
Transfer to a Credit Card
If you have a Visa gift card, you may have the need for some cold hard cash. Maybe you’re trying to pay rent, send a friend money, or catch up on some bills. Whatever the reason, it’s important to know how to add money to a visa gift card so that you can use it however you need it.
One of the easiest ways to transfer money from a gift card to a bank account is through Venmo. All you need to do is link your gift card to the bank account you’d like to transfer it to.
Another way to do this is by using a service like Square. There is a fee for using the Square reader, but it’s small enough that it’s not a big deal.
Once you’ve added the funds, go back and check your balance on the card. If it has a zero balance, you’ve successfully transferred the funds. If it has a negative balance, it means that Square was unable to process the transaction.
If you do not have a Venmo account, you can also transfer the funds from your Visa gift card to a bank account through PayPal. This is an indirect method, and it can take some time to complete.
You can also try trading your Visa gift card for cash, or selling it on sites like Craigslist and eBay. This approach is a little risky, but it can be a quick and easy way to make some extra cash.
Transfer to a Bank Account
If you have a Visa gift card that you no longer want, there are a few different ways to transfer it to your bank account. Some of them involve thinking outside the box and may take some time, but they’re all a lot more convenient than you might think.
Using Square to convert your Visa gift card into cash is one of the most popular ways to do this. Just link your gift card to the Square app and it will deposit the money into your linked bank account within a few days.
You should be careful to ensure that you have adequate funds on your gift card before attempting this method. If you don’t, you will likely end up spending more on charges and fees than the balance on your gift card.
Another way to transfer your Visa gift card to your bank account is through a money transfer service like MoneyGram. This is a very convenient and affordable way to do this. However, you should note that you can only send up to $10,000 per transaction.
The only downside to this option is that it can take a few days for the money to be transferred into your account. That’s a big deal if you need it right away.
If you’re looking for a more direct route, Venmo is another great option. It works in a similar way to PayPal, and is also free to use.
The only downside to this option is that you’ll have to sign up for a Venmo account. You’ll need your email address and password to do this. Lastly, you should ensure that you have sufficient funds on your Vanilla Visa gift card before trying to transfer it.
Transfer to Venmo
Venmo is a great way to send money instantly from one person to another. It’s free to use and works for splitting bills, sending gifts, and more. The app also offers live customer service, real-time notifications, and account statements.
When using Venmo to make a payment, you can choose which bank account, debit card, or credit card to use for the transaction. You can even add a backup bank account in case your primary one is compromised, or you need to make a purchase online.
You can also add a Visa gift card to your Venmo account. However, the card will need to be registered on the app for this to work. Most gift cards have a website link or phone number where you can register the card and activate it. If you don’t register the card, it may decline during the transaction.
The first step is to open the Venmo app and go to Settings. From there, tap Payment Methods. You will see a button that says “Add a Bank or Card.”
After that, you’ll need to add the card’s information. This can be done manually or by using your phone’s camera.
Once you’ve added the card, you can then enter the amount of money you want to send and choose the recipient. The app will then automatically withdraw funds from the bank account or debit card that you’ve chosen.
This can take a few minutes, but it’s faster than going through a regular bank transfer or PayPal. You’ll also receive a notification of the transfer when it’s completed.
If you’re adding a bank account, it’s important to verify that it matches the account name and routing number on your account. The verification process can take a few days, but is usually successful.
Sell on Craigslist or eBay
If you’re looking to sell a gift card, Craigslist is one of the best places to do it. It’s a free classifieds site that’s popular in many cities, and it’s also easy to find a buyer via Facebook Marketplace.
However, it’s important to be cautious when selling on Craigslist and not let a scammer take advantage of you. Because Craigslist is not regulated, it’s a common spot for fake ads and scams to occur.
The key to avoiding these issues is to ensure that you don’t post any electronic payments on your Craigslist ad. While you may be tempted to offer PayPal, Venmo or another online payment service, Craigslist warns users not to do this.
Instead, suggest meeting in person to exchange the card for cash. This is the safest and most secure way to complete the transaction. You should also meet in a public place, such as a bank or grocery store, to ensure that the card is not stolen.
You should also keep in mind that Craigslist does not guarantee your transactions, and it’s unlikely that it can reimburse you if something goes wrong. This is why Craigslist recommends paying in person with cash or a personal check.
Once you’ve decided to sell your gift card, the next step is to figure out how much it’s worth. Then, you can start a new ad with your price and photos.
You should make sure that your Craigslist ad is as detailed as possible, and be as specific as possible when describing the item you’re selling. This will help you get the most money from your sale. For example, don’t forget to include pictures of the item you’re selling and its condition.
Pay Your Bills
Using your gift card for bill payments is one of the best ways to get money out of your Visa gift cards. This is because you’ll be able to use it to pay for your phone bills, car insurance, and utility bills at any company that accepts Visa credit cards as part of their billing services.
Another way to get cash from your Visa gift card is by transferring the balance to a digital wallet like PayPal or Venmo. This allows you to treat the balance as if it were cash and will allow you to make purchases at any merchant that accepts PayPal.
You can also buy a money order with your card and then transfer the value of this to your bank account. This method is very quick and can be a great way to get some extra cash.
Finally, if you don’t have any other options for converting your balance to cash in hand, you can sell the card. Thankfully, there are plenty of companies that will pay you for your unwanted gift cards.
It’s important to note, however, that you won’t always get the full value of your card when selling it this way, so be sure to do your research.
If you do decide to sell your Visa gift card for cash, keep in mind that this can be a time-consuming and risky way to generate cash. It’s also worth noting that you won’t earn any interest on the balance, so if you’re looking for a way to save money, this might not be the best option for you. Instead, it might be more beneficial to take the money out of your prepaid card and invest it in an interest-bearing account.